{"id":28,"date":"2026-03-10T10:06:43","date_gmt":"2026-03-10T10:06:43","guid":{"rendered":"https:\/\/www.mddir.com\/news\/?p=28"},"modified":"2026-03-10T10:06:44","modified_gmt":"2026-03-10T10:06:44","slug":"navi-finserv-q3-results-revenue-jumps-14-profit-hits-%e2%82%b976-crore","status":"publish","type":"post","link":"https:\/\/www.mddir.com\/news\/navi-finserv-q3-results-revenue-jumps-14-profit-hits-%e2%82%b976-crore\/","title":{"rendered":"Navi Finserv Q3 Results: Revenue Jumps 14%, Profit Hits \u20b976 Crore"},"content":{"rendered":"\n

Navi Finserv<\/strong>, the lending arm of Sachin Bansal\u2019s fintech powerhouse Navi Group, reported a robust performance for the third quarter of FY26 (ending December 31, 2025). The Bengaluru-based NBFC saw its consolidated revenue from operations rise 14%<\/strong> year-on-year, while its net profit surged 22%<\/strong> to reach \u20b975.6 crore<\/strong> (approx. \u20b9755.9 million).<\/p>\n\n\n\n

The results signal a strong recovery for the firm following a brief period of regulatory headwinds in late 2024.<\/p>\n\n\n\n

Metric<\/strong><\/td>Q3 FY26 (Current)<\/strong><\/td>Q3 FY25 (Previous)<\/strong><\/td>Growth (YoY)<\/strong><\/td><\/tr><\/thead>
Total Revenue<\/strong><\/td>\u20b9654 crore<\/td>\u20b9574 crore<\/td>14%<\/strong><\/td><\/tr>
Net Profit (PAT)<\/strong><\/td>\u20b975.6 crore<\/td>\u20b962 crore<\/td>22%<\/strong><\/td><\/tr>
Basic EPS<\/strong><\/td>\u20b92.63<\/td>\u20b92.16<\/td>21.7%<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Key Drivers of Growth<\/h3>\n\n\n\n

The uptick in performance is attributed to a massive expansion in Navi\u2019s digital lending operations and improved capital efficiency.<\/p>\n\n\n\n

    \n
  • AUM Expansion:<\/strong> Navi\u2019s managed Assets Under Management (AUM) for its cash and home loan segments continues to scale, recently crossing the \u20b911,000 crore<\/strong> milestone.<\/li>\n\n\n\n
  • Fundraising Momentum:<\/strong> Since April 2025, Navi Finserv has raised nearly \u20b916,000 crore<\/strong> through a diversified mix of NCDs, commercial papers, and co-lending arrangements. This war chest has allowed the firm to maintain aggressive disbursement targets.<\/li>\n\n\n\n
  • Operational Efficiency:<\/strong> The company\u2019s “technology-first” model\u2014leveraging in-house proprietary underwriting and AI-driven collections\u2014has helped keep the cost-to-income ratio lean despite the growth in scale.<\/li>\n<\/ul>\n\n\n\n

    Navigating Regulatory Recovery<\/h3>\n\n\n\n

    The Q3 performance is particularly noteworthy as it follows a temporary halt on loan disbursements imposed by the RBI in October 2024. The restrictions were lifted in December 2024 after Navi addressed compliance concerns regarding its pricing policies. The current quarter\u2019s results suggest that the company has successfully realigned its systems while maintaining its growth trajectory.<\/p>\n\n\n\n

    \n

    “Our focus remains on scaling responsibly. By combining deep data science with strong risk discipline, we are building a credit ecosystem that is both inclusive and sustainable.” \u2014 Sachin Bansal, Executive Chairman<\/strong><\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"

    Navi Finserv, the lending arm of Sachin Bansal\u2019s fintech powerhouse Navi Group, reported a robust performance for the third quarter of FY26 (ending December 31, 2025). The Bengaluru-based NBFC saw its consolidated revenue from operations rise 14% year-on-year, while its net profit surged 22% to reach \u20b975.6 crore (approx. \u20b9755.9 million). The results signal a […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-28","post","type-post","status-publish","format-standard","hentry","category-company"],"yoast_head":"\nNavi Finserv Q3 Results: Revenue Jumps 14%, Profit Hits \u20b976 Crore - News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mddir.com\/news\/navi-finserv-q3-results-revenue-jumps-14-profit-hits-\u20b976-crore\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Navi Finserv Q3 Results: Revenue Jumps 14%, Profit Hits \u20b976 Crore - News\" \/>\n<meta property=\"og:description\" content=\"Navi Finserv, the lending arm of Sachin Bansal\u2019s fintech powerhouse Navi Group, reported a robust performance for the third quarter of FY26 (ending December 31, 2025). The Bengaluru-based NBFC saw its consolidated revenue from operations rise 14% year-on-year, while its net profit surged 22% to reach \u20b975.6 crore (approx. \u20b9755.9 million). 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